Graduate Medical Underwriter

Full-time, permanent

Home based roles with a base office in Swindon

Full training and support provided

Job title:

Graduate Medical Underwriter

Job Description:

We are searching for Graduate Medical Underwriters to join Capita and grow our underwriting section of the business. We already have a long-standing team in place working on our Zurich account and over the next 6 months we are looking to add more Underwriters to the team due to the demand within the business.

We have a strong partnership with Zurich and work with them to deliver outstanding customer services. This partnership has created a dynamic environment for our colleagues to grow and be part of the Capita and Zurich growth story creating opportunities across the partnership for people to develop and grow their careers by encourage those people to give their best. You’ll feel the support of being part of a strong and stable partnership with the UK’s leading business services group and a long-standing player in the insurance industry, we make every effort to address the career development needs and plans of our employees to ensure their success in the future.

These are UK based homeworking positions offered on a full-time permanent basis. Comprehensive training and full support is provided from day 1 to give you the tools required to become a fully qualified Medical Underwriter.

What you’ll be doing:

• Assessment of Life, Critical Illness, Income Protection, and pension plans for the New Zurich Life – including analysis of medical, pursuits, occupations, and financial information.
• Deciding on the information needed to assess an application and then the terms on which and applicants will be accepted. This includes applying ratings excluding risks, postponing or declining applications.
• Regular telephone contact with financial advisers, customers and third parties.
• Involvement in specialist underwriting roles after some experience in the underwriting role e.g. Overseas and Reasurrance.
• Involvement in training both in house and externally.  

Your experience will include:

• An interest in human biology/physiology – most of the initial training course is based on the human body systems diseases and disorders
• Educational background in relevant discipline
• Ability to work on own initiative
• Confidence to make decision and justify these within specific guidelines
• An analytical mind and good at solving problems.
• Commitment to an intensive training course with time for home study during evenings and weekends. Also, commitment to study for professional (CII) qualifications after an initial period of familiarisation in the underwriting role.
• Good communication skills both orally and written
• Flexible and able to adapt to a changing environment.  

About Capita Regulated Services

At Regulated Services, we’re transforming the world of life and pensions, and mortgage services. We’re delivering responsible and sustainable services, helping our clients to respond to changing market factors and adapt to the needs of their customers both now and in the future. Our teams work with clients across the UK and Worldwide, offering a range of services from end-to-end administration, digital technology and business support to lending, account and arrears management. Join us and discover better as you shape the future of regulated services.

What’s in it for you?

• A competitive basic salary.
• 23 days holiday (rising to 27) with the opportunity to buy extra leave 
• The opportunity to take a paid day out of the office, volunteering for our charity partners or a cause of your choice
• Company matched pension, life assurance, a cycle2work scheme, 15 weeks’ fully paid maternity, adoption and shared parental leave, paternity pay of two weeks…and plenty more  
• Voluntary benefits designed to suit your lifestyle – from discounts on retail and socialising, to health & wellbeing, travel and technology.
• Access to our Employee Network Groups, which represent every strand of diversity and allow colleagues to connect and learn from each other on an open, inclusive platform

You’ll get the chance to follow your chosen career path anywhere in Capita. You’ll be joining a network of 63,000 experienced, innovative and dedicated individuals across multiple disciplines and sectors. There are countless opportunities to learn new skills and develop in your career, and we’ll provide the support you need to do just that. Our purpose is to create a better outcome for you.

What we hope you will do next

Choose ‘Apply now’ to fill out our short application, so that we can find out more about you.

To view our Covid-19 and process adjustments information, please visit the Capita Careers site.

Equal Opportunities

We’re an equal opportunity employer, which means we’ll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and their passion for creating better outcomes, and we’re committed to creating an inclusive environment for all employees. During the application process, you’ll be asked to share your personal characteristics and data with us. This helps us understand our audience so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.