Position Description

Approves or declines credit limit requests for a portfolio of accounts in accordance with established policies, practices and procedures in a manner that will result in maximum sales, sound receivables and the prompt conversion into cash with a minimum of past dues balances and bad debt loss.

Job Responsibilities

1. Administers the credit granting function on new and existing customer for an assigned portfolio of domestic and/or international accounts with an emphasis on obtaining financial statement and performing ratio analysis to achieve objectives and goals.
2. Analyzes and updates the customer credit file as needed with credit bureau reports, financial statements and other current financial data necessary to make a credit limit decision or recommendation as per the assigned delegation of authority.
3. Performs investigation and analysis of credit risk and/or financial information, working within established guidelines, policies and procedures for Domestic dealers and other small ticket Domestic or International customers.
4. Reviews information on file for existing customers and ensure periodic credit file update reviews are done on time and in accordance with policy using collected financial data including credit scores if available.
5. Ensures over limit requests are handled on time and in accordance with policy and reviews the weekly over limit report, working with the assigned A/R Analyst for resolution.
6. Partners with assigned A/R staff to achieve portfolio goals as related to the collection of accounts receivable.  Work to mitigate risk situations with collateral as appropriate and to reduce or eliminate bad debt risk.
7. Keeps all key stakeholders, including Sales and Credit management informed of any problematic credit issues.
8. Works with assigned A/R staff to recommend to management accounts for write-off or placement for collection.
9. Supports credit management with daily, weekly or monthly and/or annual administrative tasks which may include but are not limited to compliance with audit requests, preparation of reports or special analysis or scheduled financial risk review of assigned portfolio.
10. Perform other duties as assigned.

Job Skills Requirements

• Experience using finance and credit concepts including a basic understanding of commercial / consumer law.
• Ability to consult with internal and external customers to resolve complaints
• Demonstrated analytical skills with the ability to identify and resolve problems
• Strong interpersonal and communication skills to interact with diverse partners both internally and externally.
• Well organized, detail oriented, self- motivated and demonstrates effective time management skills with the ability to prioritize without much supervision.
• Fluent in English and primary language used in area of responsibility and/or location

Education

Bachelor's Degree in Business or related field, or equivalent education and experience

Experience Requirements

• Minimum of three years experience in the credit or customer service field

Physical & Environmental Requirements

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Nearest Major Market: Milwaukee